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Hello, OneDrive storage and your Microsoft 365 subscription are linked specifically to the account that owns the subscription. With Microsoft 365 Personal, the account receives 1 TB of storage. If the subscription is not active on that account or has expired, the storage may revert to the free 5 GB, which can trigger overage notifications even if you previously had 1 TB.
Could you please confirm which Microsoft account you are signed into when you see the overage notification? Does it match the account that had the 1 TB entitlement? Also, have you checked your current storage usage and subscription status at https://account.microsoft.com/services and https://onedrive.live.com/?v=managestorage?